While there are differences in warranties.
Is roof covered by home warranty.
A typical all perils homeowners insurance policy does cover your roof and the cost of replacing it if it gets damaged.
But usually you re covered only if the damage or.
That s the good news.
Roof leak coverage is not a standard inclusion with all home warranty companies usually it is a hidden plan add on not disclosed by most home warranty providers.
Your home warranty contract will cover repairs due to leaks.
This is because the problems caused by roof damage can lead to other more serious structural issues which are far more expensive to fix than a few shingles.
In addition to protecting these items a home warranty covers optional items like swimming pools well pumps and roofs.
As a consequence getting your roof covered by a home warranty that covers roof leaks is always a good idea.
With choice home warranty s optional coverage home owners will be covered for repair of roof leaks regardless of the actual cost of repair.
In any climate or state hot or cold a roof leak can occur at any time.
Be sure to document the damage as soon as you notice it such as after a storm or when first noticing your leak.
A home warranty from 2 10 home buyers warranty 2 10 hbw can cover your roof as an added option.
Your home s roof is one of the most important features of your home.
Roof replacement may be handled by your home insurance coverage.
However the typical builder warranty lasts six months to two years with some lasting up to 10 years for major structural defects like an unsafe roof.
However this type of warranty only protects you against defects in the roofing materials themselves causing them to break down or fail before they should.
Home warranties do not cover a full replacement of your roof.
While there are some home warranty companies that cover roof leaks this type of coverage is usually optional or listed as an add on that you must pay extra for when you sign up for a policy.